What is a Keller Mortgage ZeroPlus loan?
When you are working with a Keller Williams agent, or purchasing a Keller Williams listing, you can save thousands with the ZeroPlus loan by Keller Mortgage!
Here are some of the features of the Keller Mortgage ZeroPlus loan:
- ZERO Lender Fees
- ZERO Loan Origination Fees
- ZERO Underwriting Fees
- ZERO Processing Fees
And then there is the PLUS – on all loans over $150K you get a $1000 credit toward third party costs! Keller Mortgage rates are very competitive. On average, total customer savings are over $5000.
Keller Mortgage is a nationwide lender and is licensed to provide home loans in all states but NY.
How does Keller Mortgage stay in business when they are not charging any fees, you may ask? They don’t spend money on marketing, the same way that Keller Williams Realty doesn’t spend money on Superbowl ads, billboards, or radio commercials. Keller Mortgage relies on word of mouth and customer testimonials to create happy clients and repeat customers. Because they don’t spend millions a year on advertising they are able to pass that savings on to the consumer – YOU.
Keller Mortgage also does something no other lender seems to do, which is to order the appraisal immediately upon acceptance of the offer. By getting the appraisal done much faster in the process, all of the loan conditions are satisfied earlier on and this reduces stress for the borrower. If the buyer has to terminate the contract because of a home inspection or appraisal issue which causes them to no longer want that house, the buyer does not have to reimburse Keller Mortgage for the appraisal.
Keller Mortgage offers ZeroPlus loans on:
- Primary residences
- Vacation homes / second homes
- Investment Properties (1-4 units residential)
- Purchase & refinances (KW Agents, Past Clients, & KW Transactions)
- Conventional – Fannie Mae and Freddie Mac – Min. 3% down
- Jumbo (up to $3 Million) on both conventional and jumbo:Fixed – 10, 15, 20, 25, and 30 yearARMs – 5, 7, and 10 year
- FHA – Minimum of 3.5% down
- VA – $0 down
- USDA – $0 down
Keller Mortgage Reviews
I used Keller Mortgage to buy my first investment property. The closing costs were almost 1/3 of what other lenders quoted me! The transaction was easy and smooth. Six months later I refinanced it with an even lower interest rate and was able to pull out the equity to buy another investment property. Then we bought a new primary residence using Keller Mortgage. I couldn’t be happier with their process and fees!
I have referred many of my buyers to Keller Mortgage and they have been wonderful to work with. They meet their deadlines, their app is easy to use, and they saved my clients thousands of dollars in fees.
See how much you can afford with our online mortgage calculator.
What if you’re already approved with another lender?
We often have clients come to us who are already preapproved with an online lender or their local bank. If you were buying a car you would shop around to see who had the best price, right? You should do the same for your mortgage.
Let’s say that you apply with three mortgage companies in the same 5 day period so that your credit score is no adversely affected. One quotes you $10,000 in closing costs and an interest rate of 3.5%. The second quotes you $9000 in closing costs and an interest rate of 3.7%. And the third quotes you $3000 in closing costs and an interest rate of 3.25%.
Your choice would be obvious, right?
Shopping for a home loan is an important step in the home buying process. When the Georgia Coast Homes Team represents you, our #1 concern is getting you the best deal possible, no matter which mortgage company you choose. So do yourself a favor and shop around before you make an offer on your dream home.
See how much you can SAVE with ZeroPlus!
Buying in the Savannah area? Click here to apply now.
Buying in the Augusta area? Click here to apply now.